Independent XRP reference
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Evidence before opinion

XRP, without the noise.

Plain-English answers, transparent data, and source-led reporting for anyone trying to understand XRP and the XRP Ledger.

Start with XRP Open the guide index
Network modelIllustrative, not a live transaction feed
Source policy
Primary records first
Ownership
Independent of Ripple
Review state
Dates shown in context

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[LEARN]Understand XRPAsset, ledger, supply, and real use cases.[WATCH]Follow live dataMarket context and XRP Ledger signals.[TRACE]Explore the ledgerDistribution, accounts, and methodology.[MODEL]Use XRP toolsFees, outcomes, alerts, and calculators.

ANSWER INDEX / CORE RECORDS

Start with a precise question.

Each guide opens with the short answer, then shows the evidence, context, and limits behind it.

  1. 01What is XRP?BASICS
  2. 02How does the XRP Ledger work?NETWORK
  3. 03Is Ripple the same as XRP?COMPANY
  4. 04How many XRP exist?SUPPLY
  5. 05How do you store XRP safely?CUSTODY
  6. 06What is XRP’s legal status?LEGAL

NEWS WIRE / CURRENT COVERAGE

Latest XRP developments

Original reporting and dated recaps. Every time-sensitive claim points back to its source.

EDITORIAL PROTOCOL

Information is only useful when you can verify it.

Crypto coverage often collapses fact, promotion, and speculation into one stream. Our publishing protocol keeps them separate.

Read the full protocol Inspect trusted sources
  1. [SOURCE]

    Claims you can check

    Important facts link to official documentation, records, or first-party reporting.

  2. [METHOD]

    Data with methodology

    Ledger and market views disclose source, timestamp, limitations, and calculation method.

  3. [REVIEW]

    Updates that are visible

    Time-sensitive guides show review dates and distinguish facts from scenarios or opinion.

QUERY ARCHIVE / FUNDAMENTALS

The questions XRP readers ask first.

Open a short answer, then follow its guide and primary source when you need the full record.

Browse every XRP question
Q01What is XRP?

XRP is the native digital asset of the public, open-source XRP Ledger. It is used to pay transaction costs on the network and can bridge value between currencies and tokens.

Q02Is XRP the same as Ripple?

No. XRP is a digital asset on the XRP Ledger. Ripple is a private technology company that builds payment and digital-asset infrastructure. Ripple contributes to the XRP ecosystem, but it does not own or operate the public ledger.

Q03How long does an XRP Ledger transaction take?

The XRP Ledger generally closes a new validated ledger in about three to five seconds. A transaction result is final when it is included in a validated ledger.

Q04Can XRP be mined?

No. XRP does not use proof-of-work mining. The XRP Ledger uses a consensus process in which independent validators agree on the transactions included in each validated ledger.

Q05How many XRP can exist?

The XRP Ledger began with a fixed supply of 100 billion XRP. No additional XRP can be created, and the small transaction cost that is destroyed with each transaction gradually reduces the total supply.

Q06Does an XRP wallet require a reserve?

Yes. As of July 2026, an XRP Ledger account on Mainnet must hold a 1 XRP base reserve, plus 0.2 XRP for each owner-reserve object. Network validators can vote to change these amounts, so check the live documentation before funding a wallet.